Himali Patel, Business Standard

Stories by Himali Patel, Business Standard

UPI Goes Global, Fintech Hits A Wall

UPI Goes Global, Fintech Hits A Wall

Rediff.com   1 Nov 2025

'When you think of cross-border payments, the first things that come to mind are risk, compliance, taxation, speed, and cost.'

Invest in Gold ETF Or Fund-Of-Funds?

Invest in Gold ETF Or Fund-Of-Funds?

Rediff.com   28 Oct 2025

'Allocating 5 to 10 per cent of one's portfolio and staying disciplined through market cycles helps in having a positive investment experience.'

All You Want To Know About EPF Withdrawals

All You Want To Know About EPF Withdrawals

Rediff.com   27 Oct 2025

The 100 per cent withdrawal provision and the 25 per cent minimum balance provision have led to some confusion.

NPS: MSF Makes Investing Simpler, Smarter

NPS: MSF Makes Investing Simpler, Smarter

Rediff.com   27 Oct 2025

Those who have long retirement horizons of 15 to 20 years and seek higher long-term returns may opt for MSF. Investors nearing retirement (under 10 years) or those with low risk tolerance should stay away.

How Fake PANs Help Hide Crooked Property Deals

How Fake PANs Help Hide Crooked Property Deals

Rediff.com   23 Oct 2025

Quoting an incorrect PAN during property registration can invite penalties and prosecution.

JLR Cyberattack Triggers $2.55 Billion Shockwave

JLR Cyberattack Triggers $2.55 Billion Shockwave

Rediff.com   23 Oct 2025

At an estimated 1.9 billion in losses and over 5,000 UK organisations affected, the Jaguar Land Rover cyberattack has been labelled the most economically damaging cyber incident in UK history, exposing the deep vulnerability of interconnected supply chains.

Pilot Training In India Is Below The Mark

Pilot Training In India Is Below The Mark

Rediff.com   14 Oct 2025

The principal problem lies in lack of training infrastructure and relatively lax safety standards.

Planning To Take Loan Against Shares?

Planning To Take Loan Against Shares?

Rediff.com   13 Oct 2025

Investors can meet cash needs without selling their securities.

Tempted By GST Car Deals? Brake And Research!

Tempted By GST Car Deals? Brake And Research!

Rediff.com   8 Oct 2025

'Some buyers get carried away by festival offers and purchase higher variants or larger vehicles than they truly need, which impacts running cost and long-term affordability.'

Gold, Silver Shine As Stocks Slip

Gold, Silver Shine As Stocks Slip

Rediff.com   1 Oct 2025

'The frenzy for gold is primarily due to the uncertainty surrounding the tariff war.'

Want To Invest In Credit Risk Funds?

Want To Invest In Credit Risk Funds?

Rediff.com   22 Sep 2025

'Investing in these funds makes sense if their net yield over better-quality funds -- corporate bond funds or banking and PSU funds -- is meaningful.'

Is Silver Still A Smart Bet?

Is Silver Still A Smart Bet?

Rediff.com   17 Sep 2025

New investors should avoid short-term, tactical entries and instead go for staggered buying via ETFs to manage volatility.

Want To Invest In IPOs? Read This

Want To Invest In IPOs? Read This

Rediff.com   9 Sep 2025

Investors may wait for six months and then take another look at the stock.

Microcap Investing: Play Small, Think Long

Microcap Investing: Play Small, Think Long

Rediff.com   6 Sep 2025

'Such stocks may be useful for aggressive portfolios, but should not be part of the core holdings.'

REITs Can Pay, But Stay Cautious

REITs Can Pay, But Stay Cautious

Rediff.com   28 Aug 2025

'Reits are suitable for investors seeking regular income and real estate exposure without managing physical properties, especially NRIs and retirees.'

Munir's Moves: Why India Must Be On High Alert

Munir's Moves: Why India Must Be On High Alert

Rediff.com   26 Aug 2025

A Pakistan that is more secure in its relations with the US is also one that might well wish to indulge in another cross-border misadventure.

Active Or Passive Funds: Which to Choose?

Active Or Passive Funds: Which to Choose?

Rediff.com   16 Aug 2025

'Active funds have the ability to manage downside risk.'

How To Pick Best Senior Citizen Policy

How To Pick Best Senior Citizen Policy

Rediff.com   14 Aug 2025

'As we get older, our health risks increase, and this makes health insurance significantly more expensive for seniors.'

How To Tackle Credit Card Debt

How To Tackle Credit Card Debt

Rediff.com   12 Aug 2025

'Revolving credit without full repayment causes interest to outpace repayment capacity, and leads to financial distress.'

Retail Algo: Trust Data, Not Hype

Retail Algo: Trust Data, Not Hype

Rediff.com   6 Aug 2025

'Begin with a small investment, observe performance, then scale up gradually.'