Himali Patel, Business Standard

Stories by Himali Patel, Business Standard

Gold, Silver Shine As Stocks Slip

Gold, Silver Shine As Stocks Slip

Rediff.com   1 Oct 2025

'The frenzy for gold is primarily due to the uncertainty surrounding the tariff war.'

Want To Invest In Credit Risk Funds?

Want To Invest In Credit Risk Funds?

Rediff.com   22 Sep 2025

'Investing in these funds makes sense if their net yield over better-quality funds -- corporate bond funds or banking and PSU funds -- is meaningful.'

Is Silver Still A Smart Bet?

Is Silver Still A Smart Bet?

Rediff.com   17 Sep 2025

New investors should avoid short-term, tactical entries and instead go for staggered buying via ETFs to manage volatility.

Want To Invest In IPOs? Read This

Want To Invest In IPOs? Read This

Rediff.com   9 Sep 2025

Investors may wait for six months and then take another look at the stock.

Microcap Investing: Play Small, Think Long

Microcap Investing: Play Small, Think Long

Rediff.com   6 Sep 2025

'Such stocks may be useful for aggressive portfolios, but should not be part of the core holdings.'

REITs Can Pay, But Stay Cautious

REITs Can Pay, But Stay Cautious

Rediff.com   28 Aug 2025

'Reits are suitable for investors seeking regular income and real estate exposure without managing physical properties, especially NRIs and retirees.'

Munir's Moves: Why India Must Be On High Alert

Munir's Moves: Why India Must Be On High Alert

Rediff.com   26 Aug 2025

A Pakistan that is more secure in its relations with the US is also one that might well wish to indulge in another cross-border misadventure.

Active Or Passive Funds: Which to Choose?

Active Or Passive Funds: Which to Choose?

Rediff.com   16 Aug 2025

'Active funds have the ability to manage downside risk.'

How To Pick Best Senior Citizen Policy

How To Pick Best Senior Citizen Policy

Rediff.com   14 Aug 2025

'As we get older, our health risks increase, and this makes health insurance significantly more expensive for seniors.'

How To Tackle Credit Card Debt

How To Tackle Credit Card Debt

Rediff.com   12 Aug 2025

'Revolving credit without full repayment causes interest to outpace repayment capacity, and leads to financial distress.'

Retail Algo: Trust Data, Not Hype

Retail Algo: Trust Data, Not Hype

Rediff.com   6 Aug 2025

'Begin with a small investment, observe performance, then scale up gradually.'

Correct Bogus I-T Deductions Today!

Correct Bogus I-T Deductions Today!

Rediff.com   30 Jul 2025

One of the most exploited provisions is Section 10(13A), which permits exemption on HRA.

What Are Arbitrage Funds?

What Are Arbitrage Funds?

Rediff.com   18 Jul 2025

Conservative investors seeking equity-like tax benefits with low risk may go for them.

Affordable Bank Cover: But Is It Enough?

Affordable Bank Cover: But Is It Enough?

Rediff.com   11 Jul 2025

Banks offer a wide range of group insurance plans -- personal accident, health, hospital cash, home insurance, credit protection, and critical illness.

Should You Invest In Corporate Bonds?

Should You Invest In Corporate Bonds?

Rediff.com   10 Jul 2025

Only a limited set of investors should invest directly in corporate bonds.

Spot the Scam Before It Spots You!

Spot the Scam Before It Spots You!

Rediff.com   8 Jul 2025

Fraudsters lure individuals with false promises of recovering bonuses or maturity proceeds from lapsed policies.

'The RBI has started to support growth'

'The RBI has started to support growth'

Rediff.com   2 Jul 2025

'Deposit and lending rates have started to fall considerably. It is likely to spur investment and consumption of durables.'

Respond to taxman's notice, file revised or updated return

Respond to taxman's notice, file revised or updated return

Rediff.com   27 Jun 2025

The Income-Tax (I-T) Department has detected widespread tax evasion involving cryptocurrencies and, according to media reports, has issued emails to thousands of defaulting taxpayers seeking transaction details. Investors must understand the tax rules governing crypto assets and respond promptly to these emails.

Smart Fixes for Low Savings Problem

Smart Fixes for Low Savings Problem

Rediff.com   20 Jun 2025

Many affluent young people are first-generation wealthy. They have limited financial literacy, lack quality financial guidance or role models, and often fall prey to mis-selling. This makes them hesitant to invest in high-return assets like equities.

How to Choose Loans Against Property

How to Choose Loans Against Property

Rediff.com   11 Jun 2025

'LAP is suited for borrowers with a steady income, sound repayment discipline, and a clear repayment plan.'